Seminario Para Compradores de Casa

Best Area in Which to Purchase

Best Area in Which to Purchase

Excellent buyer video explains how to choose a great place to live.

4 Strong Reasons to Buy a Home Now

In nearly every major metro market, it is cheaper to buy a home than rent. Rents have been on the rise the last few years and are predicted to continue to rise. Meanwhile, home affordability is at record highs, which means that buying a home is more within reach to the median income family. Read more at 4 Strong Reasons to Buy a Home Now.

Own For Less Than $325 Per Month

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Any investors out there? Bank has directed me to cut substantially the price of this SHORT SALE LISTING. This is a HAFA pre-approved SHORT SALE. BANK will give final approval within 10 days of receiving agreement to buy property. Searching for a “ready and willing buyer” ASAP. I just update the listing price few minutes ago and you are among the first ones to be notified. If you are paying cash, make sure to have proof of funds. If you are financing, make sure to have a pre-approval letter, not pre-qualify letter. Pre-approval means only contingency is appraisal 🙂 IT IS ONLY $72,600. Click on mortgage calculator to see for yourself how little will it take to own this property. Current interest rates are hovering at 4%

Five Frequent Questions About Buying “HUD” Homes

Question: I want to buy a home, but I don’t have much money. Can HUD help me?

Answer: Helping people become homeowners is one of the most important thing HUD does. Here are some suggestions:

  1. Start by reading the “homebuyer’s kit“- particularly the part about the federal mortgage programs that can help people buy homes. HUD’s FHA has many mortgage insurance programs that can help first-time homebuyers. Also, be sure to read about buying a HUD home – they can be very good deals!
  2. Contact one of the HUD-approved housing counseling agencies. They can help you sort through your options.
  3. Call your local office of housing and community development or your mayor’s office to see if there are any local homebuying programs that could help you.

Question 2: I’m interested in an FHA mortgage. Who do I see?

Answer: You’ll need to go see a HUD-approved lender.

Question 3: I’m thinking about buying a home, but I don’t really know if it’s a good idea for me. Who can I talk to?

Answer: There are HUD-approved housing counseling agencies that can help you decide whether buying a home is right for you. Contact one in your area.

Question 4: How do I know if I qualify for a mortgage?

Answer: There are many different kinds of mortgages available, and qualification requirements vary. The best thing for you to do is shop around – talk to two or three local lenders to find out what kinds of mortgages they have available that could fit your situation. There are a number of mortgagecalculators online that can give you some idea about your ability to qualify for a mortgage. HUD offers a good calculator, in our “homebuyers kit.” You also might want to contact a housing counseling agency. They may be able to direct you to the kinds of mortgage programs that might fit your needs.

Question 5: I’ve heard of the Officer Next Door and Teacher Next Door programs. How can I find out more?

Answer: Teacher Next Door and Officer Next Door have been combined into Good Neighbor Next Door.

Contact me for more guidance about buying homes from HUD. Email me at RochaRealEstate@Gmail.com

Azúcar

Come and experience it for yourself! For one night only NoDa will escape from its Southern roots and turn itself into a Caribbean fiesta, complete with salsa, Cuban son, Dominican merengue, and authentic Caribbean food and crafts.

The Latin American Coalition presents the 3rd annual ¡Image! A Caribbean Celebration at the Neighborhood Theatre in Charlotte on Friday, June 1, 2012. Doors open at 7:00 pm followed a FREE salsa class 7:30 pm. Tickets are $10 in advance and $15 day of show.

The event showcases top local talent whose origins and influences span the Spanish Caribbean.Orquesta Formula Latina will showcase the golden and contemporary age of salsa by playing classics and current tunes from the immortal salsa catalogue. Representing Puerto Rico with traditional jibara folk music is Los Coquies de Charlotte, led by folk singer Judith Burgos-Pinzon. Dance over to the Dominican Republic for Batchata Flow, one of Charlotte’s hottest Latin bands whose live performance brings out the best of the country’s merengue and bachata tunes. Throughout it all, Alma de la Luna, a local dance group, is sure to delight with their mambo, salsa, and merengue moves.

Sip on a mojito, eat a Cuban sandwich, and feel the tropical energy for yourself. You won’t want to miss the most authentic Caribbean celebration outside of the islands!